Meet Denise

Read a bit of Denise's Story and find out what others have to say about her continued advocacy efforts...

Denise Richardson is my idea of an American hero. Her work and her advocacy have created ripples of hope that will someday lead to a current strong enough to knock down the walls of consumer and economic injustice".
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-Ira Rheingold, Executive Director and General Counsel National Association of Consumer Advocates, NACA

"Denise Richardson wasn't satisfied with fighting - and winning - the battle to restore her own credit. Instead, she continues to work tirelessly to make the world a safer place so other consumers will never have to experience the abuse she suffered under our nation's broken credit reporting system. At AFFIL we're inspired by her story and are proud to work with her in the common struggle to regulate credit and lending."
Jim Campen,
Americans for Fairness in Lending

"I hold Denise in the highest esteem. Her passion and commitment to help other consumers to protect their credit is unparalleled. For all that she does as an advocate and a voice for consumers, I am proud to call Denise a friend."
--Todd Davis, LifeLock CEO, LifeLock

"Denise fights for consumers! She doesn't just speak the truth to and about power, she SCREAMS it in an articulate and down-to-earth voice."
--F. Paul Bland, Staff Attorney, Public Justice

"Denise's hallmark is her infectious passion that irrefutably comes from her  heart. Her dedication and continuous efforts to put the "fair" back in "fair  credit reporting", raise awareness to consumer problems, and reach out to  make a difference for others are commendable and have demonstrated to be  invaluable."
Jim Malmberg, Executive Director ACCESS
American Consumer Credit Education Support Services

Consumer Advocate, Author and Certified Identity Theft Risk Management Specialist Denise has been a passionate voice for the consumer for more than fifteen years and has become one of the few non-attorney members accepted into the National Association of Consumer Advocates. She's is a board member of ACCESS, (American Consumer Credit Education Services) a non-profit organization dedicated to educating the public on privacy rights and consumer credit issues.

Author
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Richardson is also an author who turned her life experiences into her first book, Give Me Back My Credit!, a memoir and handbook in one. Her story humanizes and exposes the harmful effects of inaccurate credit reporting, mortgage servicing errors, illegal debt collection practices and identity theft. Book overview

Identity Theft Victim and Education Specialist: Denise became a Certified Identity Theft Risk Management Specialist, trained and certified by The Institute of Fraud and Risk Management and in doing so joins an elite group of professionals to include financial planners, CPA's, accountants, and attorneys who have earned the CITRMS designation.

Victim Rights Advocate: Having been a victim of mortgage servicing abuse, inaccurate credit reporting and identity theft, Denise continues to develop strategic relationships with various skilled professionals who recognize the significance of promoting consumer protection and education. She works closely with various like-minded organizations such as Americans for Fairness in Lending, whom she co-hosted the November, 2009 National Consumer Empowerment Conference in Hollywood, FL.

Additional allies include cyber-security experts, consumer attorneys, privacy groups, national advocacy organizations and consumer coalitions. As part of her ongoing commitment to help consumers avoid fraud, she has joined forces with ScamVictimsUnited.com to help promote scam awareness programs and support victims of scams.

Denise is often quoted--and frequently featured--as an author, identity theft expert and consumer advocate in national newspapers and magazines, as well as on national talk radio and television news mediums.

Currently residing in South Florida, she's a contributing writer for the Sun-Sentinel Newspaper's online editorial blog "Talk Back South Florida",  a monthly identity theft Columnist for Lighthouse Point Magazine and often provides free educational seminars through LifeLock, a leading identity theft protection company. 

"We have personally watched with admiration Denise's struggles as she fought  back against credit reporting errors, corporate greed, and total  indifference. She has important information and insights to share and her story will certainly inspire people everywhere to take back control of their  credit and their lives. Founders, Creditboards.com

"Fraud committed by corporations against the general populace has mutated into an epidemic out of control, while the government watches with complicity and disinterest. Ms. Richardson uses her experience to help conquer the fears of anyone going up against these powerful corporations; so they too can stand up for their legal rights and become a victor -rather than a victim."
Robert Wright, Founder, MsFraud.org

Viva Denise Richardson! Give Me Back My Credit is a must-read book... Denise Richardson is "a Shero in the war against the credit squeeze. Her battle to get back her credit is a heroic story filled with tips on fighting back. Go Denise!"
Danny Schechter,
News Dissector (MediaChannel.org)
Emmy Award winning Author, Director, Producer,
Co-Founder Globalvision

"For many years, Denise Richardson has been working to educate consumers on credit matters and to advocate for their rights. As a victim of the credit reporting system, she fought relentlessly to defend her credit standing and her good name. Her book will help consumers learn how to protect themselves against corporate misconduct."
Barbara Woodcox,
President, Consumer City.org

More...

DISCLOSURE;  I have been an identity theft education specialist and spokesperson for LifeLock for four years now. My relationship was built on the integrity of the people behind the company. LifeLock was there for me after learning I was the victim of identity theft, just like they have been for all of their customers. I am proud of Lifelock's proven commitment to consumer education and the law enforcement communities. This blog is a personal blog written and edited by Denise and guest bloggers.  This blog accepts forms of cash advertising, sponsorship, or other forms of compensation from time to time. However, ANY compensation received will never influence the content, topics or posts made in this blog. The views and opinions expressed on this blog are purely Denise's and this blog will only endorse products or services that are believed, based on her experience and knowledge, beneficial to the public and worthy of endorsement. This blog should not be considered as a legal authority or dispensing legal or finanical advice. We encourage consumers to consult experienced consumer attorneys, for help with their own individual circumstances.

For questions about this blog, please contact  Denise Richardson
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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »