Abstract
This is an amazing and powerful first hand accounting of credit identity theft, and is a vital tool towards understanding what we are all up against in our current age of data collection and unchecked usage. The author, Denise Richardson, paid a little extra on her mortgage each month, hoping to shorten the length of her mortgage and pay less interest charges. That simple, recommended practice catapulted her into a decade of epic David vs. Goliath battles, stealing her true credit identity and 10 years of her life. After reclaiming her good name-briefly, she realized others were shredding her credit, thus stealing another five years of her life. Denise paints a human face on the insidious effects of Identity theft, inaccurate credit reporting and loan servicing fraud while offering chapter lessons that provide knowledgeable tips to help prevent becoming a victim of a system gone terribly wrong. This book will show you the errors and dangers of certain conventional wisdoms, allowing you to steer clear of gut wrenching financial problems.
Reviews
What
you don't know can really hurt! Reviewed by: Joe Sindoni (12/22/2006)
This audio book should be in everyone’s CD or MP3 player! There is so much useful information packed in this book, it can not only save you lots of money, but lots of headaches. Nothing can throw your life into a tail spin more than when your credit gets messed up. The way our personal information is shared today - or stolen, no one is safe. And it can affect everything. The author not only warns of the many pitfalls, she tells how to avoid them. And just as important, how to resolve them. We think the government is looking out for us, but they’re not. They are looking out for the big guys. Unfortunately, we have “the best government money can buy.” And the banking/credit industry has lots of money for “lobbying” (read bribing). We (the little people) are on our own. We need advocates like Denise Richardson to mobilize us. Or at the very least educate us. Every person, whether they buy the book or not, should at the very least sign the petition on the authors web site. In this case, what you don’t know can really hurt you.