If the choices we make reveal the true nature of our character, what do the SEC enforcement actions reveal about the character, trustworthiness and integrity of those in the finanical industry whose choices led to the actions in the first place? Trust and truth go together. If we can't trust that...
Recently in Lender/Credit Card Practices Category
In 2009, President Obama signed the Wall Street Reform and Consumer Protection Act, which, among other things, created the Consumer Financial Protection Bureau (CFPB). The powers of the Bureau were additionally a part of the Dodd-Frank financial reform legislation that...
Just a few years ago, students who applied for financial aid would receive a check for the non-tuition portion of their aid. This portion of financial aid is meant to pay for books, room and board, and other education related...
People continue to face serious hardships. They've lost homes, their jobs, their savings, their health insurance and their pensions. Some people who would normally refinance away credit card debt --found themselves unable to go down that path when their...
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When it first debuted a little over a year ago, it remained to be seen whether the government's Consumer Financial Protection Bureau would be a positive force in the lives of consumers or if it would be just another bureaucracy...
Let's be honest. In today's world, credit cards are not just convenient--in certain circumstances they're necessary. A credit card allows you greater consumer protection than using a debit card or when paying for large ticket items, than paying with cash. ...
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It's counter-intuitive to raise interest rates and slather even more debt onto troubled borrowers, but that's exactly what lenders often do. They're in business to make money, not to make sense. We don't get to make up the rules of...
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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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