You are probably no stranger to the promises offered by debt relief companies. Everyday your spam folder fills with e-mails from companies who claim they can get you out of debt, fix your bad credit, or even give you an...
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Whether your credit is damaged or simply non-existent, establishing a credit history takes time, consistency and strategy. While contemplating an approach, it is imperative that you understand your credit rating first. A credit report is a reflection of past and...
National Consumer Protection Week is a coordinated campaign comprised of more than 60 federal, state and local agencies, consumer groups and national advocacy organizations. The advocacy efforts are focused on helping consumers understand their rights, while sharing information and encouraging...
This happens to be the most frequently asked question I receive: How can I get my free credit report? AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees...
People continue to face serious hardships. They've lost homes, their jobs, their savings, their health insurance and their pensions. Some people who would normally refinance away credit card debt --found themselves unable to go down that path when their...
For the credit-savvy consumer, paying credit card debt and a mortgage loan on time is a matter of commonsense. Sending in timely payments to creditors, however, is just one of many factors that determine your credit rating. If your efforts...
After years of using unfair collection practices against consumers, a number of debt collection agencies are finally starting to feel the sting of consumer discontent. Across the nation fed up consumers are fighting back instead of silently sitting back and ...
A series of independent reports have revealed that the number of student loan defaults is rising at a pace faster than the national consumer credit card debt level. The cost of a college education is also rising sharply.These kind of...
Debt management services are often a last stop before bankruptcy. On the surface, using one of these services can look like a pretty good deal. They typically promise to help you set up a budget and create a lump-sum monthly...
In 2008, undergraduate college students were graduating with an average of $21,000 in student loan debt and $4,138 in credit card debt. Guest Blogger: Alexis Bonari offers her point of view on student debt as a former student who attended...
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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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