Recently in Credit Reporting Issues Category

Tell that to the 70 million Target customers who've recently hadtheir personal information stolen. As we all know, checking yourcredit report is the best way to make sure you're not getting rippedoff - whatever the latest credit hacking scandal. Problem...
You are probably no stranger to the promises offered by debt relief companies. Everyday your spam folder fills with e-mails from companies who claim they can get you out of debt, fix your bad credit, or even give you an...
Whether your credit is damaged or simply non-existent, establishing a credit history takes time, consistency and strategy. While contemplating an approach, it is imperative that you understand your credit rating first. A credit report is a reflection of past and...
There have been numerous studies showing that credit reports frequently contain inaccurate information. Now a new report from the FTC confirms this; showing that 40 million Americans have incorrect data showing up on their credit reports. And 20 million of...
This happens to be the most frequently asked question I receive: How can I get my free credit report? AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees...
It may begin with confusing collection calls for debts you don't owe and quickly progress to credit damage, application denials and even lawsuits. It's identity theft--and no one is safe. Even if you take extreme measures to prevent your personal...
People continue to face serious hardships. They've lost homes, their jobs, their savings, their health insurance and their pensions. Some people who would normally refinance away credit card debt --found themselves unable to go down that path when their...
For the credit-savvy consumer, paying credit card debt and a mortgage loan on time is a matter of commonsense. Sending in timely payments to creditors, however, is just one of many factors that determine your credit rating. If your efforts...
I often try to draw attention to real stories of fraud and identity theft whenever I can. I think that it helps to drive home the point that financial harm, fraud and identity theft can happen to anyone. By sharing our personal stories we expose...
The Federal Trade Commission issued a staff report summarizing the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit...

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A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »