Tell that to the 70 million Target customers who've recently hadtheir personal information stolen. As we all know, checking yourcredit report is the best way to make sure you're not getting rippedoff - whatever the latest credit hacking scandal. Problem...
Recently in Credit Reporting Issues Category
You are probably no stranger to the promises offered by debt relief companies. Everyday your spam folder fills with e-mails from companies who claim they can get you out of debt, fix your bad credit, or even give you an...
Whether your credit is damaged or simply non-existent, establishing a credit history takes time, consistency and strategy. While contemplating an approach, it is imperative that you understand your credit rating first. A credit report is a reflection of past and...
There have been numerous studies showing that credit reports frequently contain inaccurate information. Now a new report from the FTC confirms this; showing that 40 million Americans have incorrect data showing up on their credit reports. And 20 million of...
This happens to be the most frequently asked question I receive: How can I get my free credit report? AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees...
It may begin with confusing collection calls for debts you don't owe and quickly progress to credit damage, application denials and even lawsuits. It's identity theft--and no one is safe. Even if you take extreme measures to prevent your personal...
People continue to face serious hardships. They've lost homes, their jobs, their savings, their health insurance and their pensions. Some people who would normally refinance away credit card debt --found themselves unable to go down that path when their...
For the credit-savvy consumer, paying credit card debt and a mortgage loan on time is a matter of commonsense. Sending in timely payments to creditors, however, is just one of many factors that determine your credit rating. If your efforts...
I often try to draw attention to real stories of fraud and identity theft whenever I can. I think that it helps to drive home the point that financial harm, fraud and identity theft can happen to anyone. By sharing our personal stories we expose...
The Federal Trade Commission issued a staff report summarizing the results of a survey of identity theft victims who were asked to describe their experiences dealing with consumer reporting agencies and, more generally, exercising their rights under the Fair Credit...
More in Credit Reporting Issues
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- The Credit Bureaus' Lesser Known Cousins; Why You Need to Keep Your Eye on Them
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- You have a right to expect accurate credit reporting--whether or not you're a VIP
- Credit reports cannot protect from all kinds of identity theft
- Proposed Settlement for FCRA Violations; Delayed Credit Score Disclosure
- Debt Management Services may actually make your Situation Worse
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- Credit report errors? What are the benefits of the Fair Credit Reporting Act?
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- Think Fixing Flawed Credit Reports Leads to Lower Interest Rates? Think Again!
- Confused over where to get those free credit reports? The FTC wants to hear from you
- Credit Repair Myths Busted
- Why is it necessary to Sue the Credit Bureaus to get them to Correct Credit Report Errors?
- The Common Question; "How do I get a copy of my (really) free credit report?
- Experian Notes a Connection Between High Credit Scores and Identity Fraud
- Identity Theft: What's the real problem? Who really cares?
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- If one in four credit reports have errors, are Credit Bureau Reforms Long Overdue?
- FTC Spoofs Free Credit Report Commercials
- Troops often Forced to Fight on two Battlefields; Home and Away; Is this the American Way?
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- Why Can't the Credit Bureaus get it Right?
- Where to get those Free Credit Reports...
- Federal Lawsuit; Id Theft Victim Claims "Negligent Issuance of Credit" root cause of Identity Theft Epidemic...and Current Financial Meltdown
- Review Credit Reports Before Filing Taxes; Identity Theft can Cause you IRS Problems
- LifeLock and TransUnion Make a Deal; Agree to Simplify Setting Fraud Alerts...
- Equifax Credit Reporting Agency Settles with State of Indiana for $65,000.
- Identity Theft Victim Claims Credit Card Companies Accomplices in Millions of Identity Theft Cases
- Keeping your Credit Clean is Critical in Today's Economy
- Court Rules: Credit Bureaus Must Revamp Systems, Remove Old Debts...
- Credit Reporting Agencies procedures to be given a long overdue look...
- Complaints about credit bureau errors; costly, frustrating and endless!
- Credit Reports are Free Annually...Don't get tricked into paying for them!
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- Elizabeth Warren on NPR's "Fresh Air" Discussing the Credit Reporting Industry
- Creditors May Face Significant Regulatory Changes by Next Year!
- "Free" Credit Report Sites: Worth the Real Costs?
- TransUnion's Settlement: Free Credit Monitoring & Credit Score...How Good is it?
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- FCRA Expert Robert Sola Interview: A Revealing Look at Why Consumers Sue the Credit Bureaus
- A Revealing Look at Why Consumers Sue the Credit Bureaus
- More of Your Privacy For Sale...
- Issues In The SpotLight: Identity Theft, Data Loss, Credit Reporting and more...
- If F-R-E-E Spells 'Free" Why Does it Cost Money to Get That "Free" Credit Report?
- Who REALLY profits from identity theft?
- Credit Bureau TransUnion Agrees to Policy Changes
- Will the new FICO 08 credit scoring model have an effect on you?
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- Credit Monitoring...a little too little, a little too late?
- What Happens when the Numbers lie? Do you know what lies within your credit score?
- Appeals Court Opinion: Sloan vs. Equifax - identity-theft lawsuit
- FTC under fire as credit bureaus sell consumers' data
- Jury awards Florida woman multi-million dollar verdict against Equifax
- Students Beware! Identity thieves are studying you!
- The Top 5 Tips for Protecting your Credit Identity...
- Take the time to protect your credit -and your home!
- Credit monitoring services...free for "certain" people!
- Hearings held on credit report inaccuracies...
- The Top 10 Things You Will Never Hear From The Big 3 Credit Bureaus...
- Junk Mail 101 -observations from an insider
- Just another slap on the wrist for Experian...
- Maxed Out: "A Horror Movie for Our Times"
- Free Credit Reports? -What you need to know!
- Rep. Frank is stepping up to the plate for Team Consumer!
- Credit Problems Don't Have to Be a Dirty Little Secret
- WARNING: Defective product on the market... YOU!
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »