Any time the consumer is denied credit or not offered the best rate, as of July 21st, lenders are required to send consumers a free copy of the credit score and/or report used to make their decision. The new law...
July 2011 Archives
The U.S. credit card industry is often viewed as somewhat of a dinosaur in the sense that the same magnetic stripe technology has served as the basis for its card security since the 1960s. Magnetic stripe credit cards were quite...
With cyber-crimes and corporate data breaches in the news so often these days it's easy to think that identity theft is something that you only have to worry about if you have a lot of personal information published online. Unfortunately,...
As I've reported too many times recently, foreclosure fraud is a major problem in this country. Thankfully there are people who are willing to fight against it and uncover shady dealings and unlawful mortgage and foreclosure practices that defraud the...
One of the greatest assets that this country has is the multitude of brave men and women who fight to defend its freedoms at home and abroad. To help protect these soldiers who put their lives on the line, laws...
If you were born in the U.S., then you have one number that tells the story of your life. No matter what year you were born in, where you live, how much you make, or what you do for a...
In many situations, arbitration can be seen as a good thing. A supposedly impartial third party can help two parties that can't agree find a common ground, resulting in a settlement that is mutually fair and beneficial to all involved. ...
Did you know that those ominous traffic light cameras we all try to avoid are now being used by crafty scam artists as part of a scheme to steal unsuspecting drivers' identities? If it hasn't already happened to you, keep...
These videos will make you smile --and proud to be an American! Watch as an unsuspecting Simi Valley, CA hair salon falls victim to a patriotic 4th of July flash mob!! God Bless the USA! UPDATE: July 4, 2011 Enjoy...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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