Since the dawn of the Internet, scam artists have been busy conjuring up new ways in which to take advantage of unwitting victims. Every day, innocent people are conned into giving scam artists their personal information such as passwords, credit...
December 2010 Archives
Debt management services are often a last stop before bankruptcy. On the surface, using one of these services can look like a pretty good deal. They typically promise to help you set up a budget and create a lump-sum monthly...
2010 has been both challenging and rewarding. All in all it's been an amazing year! So many truly great people have crossed my path and as I look back on the year and the amazing people I've had the...
Identity theft is a problem that affects 5 people out of a hundred. In the United States, that's 11.7 MILLION people, which to me makes it a serious problem. Why then do some in the media continue to minimize the...
Here are some quick tips on how to protect yourself from abusive robo-dialer debt collection calls.In his recent Newsletter, my friend and wise consumer attorney John Watts offered up the below insightful tips and examples on how to stop multiple...
This year, millions of Americans will choose to do much of their holiday shopping online. In prior years, one of the best ways to remain safe from fraudsters was to do your online shopping on well known websites. But the...
After responding to an unsolicited loan modification offered by her mortgage company, an Alabama family signs the documents in good faith and ends up in a loan modification debacle that ends up putting their home on the path to an...
Sometimes the good guy wins! While I would ordinarily agree, "nice guys finish last," I am pleased to report that, in this case, it is the bad guys who are retreating to a corner and licking their wounds. In a...
One of the latest Facebook scams has already duped over 60,000 users. It shows up on a user's Wall with the message "OMG OMG OMG! ... I can't believe this actually works! Now you really can see who viewed your...
The United States Department of Treasury established the Hardest Hit Fund (HHF) program in February 2010. The fund was established to provide targeted aid to families in states hit hard by the economic and housing market downturn. Each state housing...
With the new year right around the corner it is time to start thinking about your 2010 tax filing. With every tax season comes a rise in various types of tax scams. Taxes are a big target for a variety...
Let's face it; The HAMP loan modification program is a process filled with runarounds, frustrations, destroyed credit, broken promises --and all to often, leads to a dead-end. Today, I am happy to pass along the story of a crisis averted. ...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »
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