How much money is in your wallet? And how much is tied up in your mortgage? It's less about what's in the former and more about what's in the latter that has homeowners reviewing documents signed by officials of their...
September 2010 Archives
It's October, time for pumpkins, falling leaves...and crime prevention awareness. Yes, at the National Crime Prevention Council and across the nation, crime prevention awareness is the hot topic for the month of October. This year, the NCPC is focusing on...
Many weary and beleaguered homeowners who have been caught up in longtime battles with their mortgage servicing company -fighting desperately for someone to help them stop the not-so-merry go 'round of abusive mortgage servicing and illegal foreclosure practices, must feel...
Lanza & Smith have filed a class action lawsuit against EMC Mortgage Corporation ("EMC"), alleging that EMC committed loan fraud in its mortgage loan servicing business.UPDATE: March 21, 2010 They are now noting that they are currently suing JP Morgan...
In Florida, Representative Alan Grayson has asked the Florida Supreme Court to halt all foreclosures in the state in light of an investigation by its attorney general into allegations of pervasive foreclosure fraud by so-called "foreclosure mills" Is there any...
As I mentioned in an earlier blog, students and faculty in colleges nationwide continue to discover they've been put at risk for identity theft when told their personal information may have been compromised in a university data breach. Whether the...
It's tempting to imagine a world where consumers are safe from data breaches and scams. That would be nice. But that isn't the world we live in. The world we live in has pitfalls and dangers, and unfortunately one of...
Last week's blog highlighted key info on how to properly correct and dispute credit reporting errors and brought in a number of consumer emails. Frustrated consumers who find themselves in longtime battles with at least one, if not all, of...
Antione L. Lawrence, a man described by government prosecutors as the ringleader of a new breed of jet-setting identity thieves known as "creepers," a team of sophisticated thieves that move from city to city sneaking into business offices across the...
Over 62 million mortgages are now held in the name of MERS, an electronic recording system devised by and for the convenience of the mortgage industry. To foreclose on real property, the plaintiff must be able to establish the chain...
A new Internet worm dubbed "Here You Have" is streaming into worldwide inboxes, offering a dangerous payload. The worm, which travels via spam email with the subject line of "Here you have," or "Just for you," masquerades as an email...
If you are one of the millions of homeowners who have had your share of loan modification runarounds, survived HAMP hell, and still hope someone, anyone, will step up and help rescue you from unscrupulous mortgage servicers, who continue to...
Rarely a day goes by that I don't hear from at least one homeowner whose frightened of losing their home due to ongoing predatory mortgage servicing accounting practices that include allegations of flawed accounting practices, fraud, wrongful foreclosures, fabricated documents...
With an eviction looming, Karen Pettit, a disabled 52 year old Slidell, Louisiana woman documents her frustrating experiences and obstacles faced when trying to find promised relief and governmental assistance through federal housing programs and GMAC. My Foreclosure StoryBy: Karen...
For years consumers have been reporting enormous headaches and financial losses caused by either fraudulent or inaccurate data contaminating their credit reports. Their biggest complaint; getting the credit reporting agencies to correct it! Getting at least one, if not all...
West Virginia's auditor says the recent criminal case targeting an international fraud scheme should help him recover at least some of the nearly $1 plus million the state lost in the scam.Auditor Glen Gainer filed a civil lawsuit against the...
A memoir exposing the steep price consumers pay when facing mortgage servicing errors, inaccurate credit reporting, illegal debt collection practices, identity theft and weak consumer protection laws. THE BOOK » DENISE'S STORY »